# description
Schema definition for PaymentTerms in the Beckn Protocol v2.0.1

# properties.collectedBy.description
Describes the entity that first collects the payment from the consumer. This is the actor who is responsible to initiate the settlement process as per the terms described in the settlementTerms property.

# properties.checkoutTrigger.description
The stage in the order lifecycle when the checkout should be triggered

# properties.paymentTermsAttributes.description
Rail-specific attribute pack (e.g., UPI: VPA/UTR; CARD: token/3DS; BNPL: plan/schedule)